Trucking is a well-paying profession that the nation depends on. It is risky, however. Truck accidents occur every 15 minutes In the United States, causing severe injuries and sometimes death. Implementing preventative policies and purchasing truck insurance can help reduce losses in the case of an accident.
Quick Facts: Truck Accidents
- 50,000 truck accidents occur every year.
- 5,000 end in death.
- 78% of accidents happen in rural areas.
- Most happen during the day.
The cause of most truck accidents is fatigue, incorrectly loaded cargo, tire problems, faulty steering wheels, or damaged brakes. As a trucker, you should take every preventative measure possible to ensure your safety and reduce liability. Otherwise, you may end up hurt or faced with a large medical bill or truck repair costs.
Truck Insurance: The Best Options
Apart from safety checks and regular maintenance, purchasing insurance is the best way to protect your trucking business. Choose a carrier that covers your vehicle’s model, size, and purpose and can give you a policy that covers property damage and workers’ compensation.
Other insurance options for truckers cover cargo loss, warehouseman’s liability, bobtail insurance, and garage keeper’s liability.
Protecting your truck and business from potential loss through insurance is the smartest thing you can do.
